Rbc line of credit interest rate rbc denman RBC Royal Bank Prime Rate Advertising Disclosure. Content last updated March 23, 2020. The prime rate is the lending rate Canada’s banks and financial institutions use to set interest rates for variable loans and lines of credit, including mortgages. Hi guys - I have had this RBC ,000 unsecured Line of Credit LOC opened for 2 yrs, never used it. It is not HELOC. They have sent me a letter saying that effective last week my interest rate would be Prime + 0% until July 30, 2019, but they have the rights to adjust the interest rate without notification.

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